Showing posts with label Daniel Defoe. Show all posts
Showing posts with label Daniel Defoe. Show all posts

Monday, 15 September 2014

Women, Money and Debt in the 18th Century Novel, Part 3: Roxana, Section 2




Looking at the prevailing obsession with money, the getting and managing of it (and what happens when you can’t pay your debts), in eighteenth century English literature – with specific reference to female heroines in Daniel Defoe’s Roxana (1724); Henry Fielding’s Amelia (1751), and Fanny Burney’s Cecilia (1782).


We left Roxana last time (just to recap) having accepted a contract of cohabitation, written up legally, from the landlord-jeweller.  She had removed her competition in terms of Amy, by causing her to be belittled in both her own and the landlord-jeweller’s eyes (‘the bedding’ – read, the rape of Amy).  We now come to what happened next – what else will Roxana do to guarantee her own safety, materially…and emotionally, so she imagines?  The landlord-jeweller does not last long now she has learned the lesson she needed.  They both decide to move on to other ‘transactions’.  Roxana meets a Prince.
                                                            ***
And just in case you’re a trifle lost – here are the earlier posts in this series, which is really the world’s longest almightiest waffliest dissertation style essay; I totally forgive you for having lost track of where we are!

=> that’s the Introduction and Abstract to this mammoth undertaking!

=> that’s Roxana, Part 1…in a galaxy far far…etc…

And this is Roxana, Part 2!  Welcome!  Let’s get back to it!
                                                            ***

Roxana has learned that to deal with people as transactions, preferably linked to actual cash and/or goods is a far cleaner way of relating, for her.  This lesson is honed in her involvement with the Prince, who in terms of his financial acumen is a dinosaur.  Not only does he load Roxana down with so much portable wealth that she actually devotes quite a lot of page space to worrying how to transport it all (settling on a rather impractical chest which may be stolen) when they travel: “I had a terrible Difficulty upon me […] in what manner to take Care of what I had to leave behind me; I was Rich […], very Rich, and what to do with it, I knew not” (p.100).  The trouble with her liaison with the Prince is that while it makes her very rich indeed, it’s all portables (plate, glass, jewels, furs etc – pp.70-2) and not money that makes money.  Dijkstra presents the liaison as one which teaches Roxana to capitalise on the area of aristocratic financial stagnancy, saving the profits for more fruitful reinvestment.  Roxana is aware that she herself could fall out of favour with the Prince at any moment, and so must preserve her “harvest” (p.75).  She has already learned enough to roundly criticise the Prince’s over lavish gifts and his lack of a sense of the value of commodities – in which she includes herself, clearly:

…they raise the Value of the Object which they pretend to pitch upon by their Fancy; I say, raise the Value of it, at their own Expence; give vast presents for a ruinous favour, which is so far from being equal to the Price, that nothing will, at last prove more absurd, than the Cost Men are at to purchase their own Destruction. (p.74)

An early bank in Amsterdam, acknowledged to be the start of the banking revolution in Europe and the beginning of the growth of rapacious capitalism, still with us today.


The liaison with the Dutch Merchant is the height of her learning about economic matters from a relationship; after this liaison she will be independent of men for a while.  Defoe would have been well aware that Dutch trade was the envied model of operations in England at the time Roxana was written: not only did they have a fully operational banking system, but they understood all forms of capital management and international transfer of funds[1].  England had aspirations of forming a similar banking system, and the incident that leads to Roxana’s involvement with the Dutch merchant serves to emphasize why ‘paperwealth’ is preferable to portable wealth.  For someone who values her privacy as Roxana learns to, the lesson is worth remembering[2].  The complicated incident of saving her jewels from someone who is trying to pretend she stole them so he can keep them for himself teaches her much about both discretion, and the vulnerability of those who carry hard assets about with them.  Considering how much more portable wealth she has after her relationship with the Price, it is vital that she learns the lessons of ‘bills of exchange’ – to be able to convert her cumbersome actual wealth to symbolic and clean (non-traceable and non-accountable) bills.  It is not until she spends her year in Holland, learning the financial system, that she begins to refer to herself as a “woman of business”, a “she-merchant” (p.131).  She resists the temptation to form a partnership with the Dutch merchant, arguing in a twenty-paged debate against marriage for herself, which Dijkstra notes is “in effect as if we are witnessing two merchants trying to outwit each other in a context of commercial rivalry” (p.26).

Beth Swan sees Roxana’s insistence on not marrying at this point as part of an “ongoing critique of law with reference to financial matter in fiction”, that she sees running through the literature of the whole century[3].  She argues that Defoe’s contemporary readers would have well understood issues like settlement laws, maintenance of children, dower and jointure.  I concur with her view (I’ll show it with Amelia’s entanglement’s with debtor’s prison; and Cecilia’s plaguey inheritance).  Without an understanding of the basics of the law that stands like that sword of Damocles over the heads of Roxana’s children at the start of the book; and later, the disposal of income commensurate with a normal marriage contract, one cannot fully appreciate Roxana’s determination not to marry.  She knows that in her society marriage is largely “a matter of cost-benefit analysis” – as even the merchant’s arguments about inheritance imply (p.151) – and that the arrangements have little to do with any law but economics[4].

Roxana’s period in England is marked by her platonic association with real-life scion of progressive English capitalism, Sir Robert Clayton.  He teaches her how to invest and accumulate, in advice that exactly anticipates advice Defoe later provides in A Plan of English Commerce (1927) and The Compleat English Tradesman (1728).  Following his advice to stay on the same path that made her rich (not that he is actually aware of the details), she continues her “depredations on the aristocracy”[5] that worked on the Prince so well.  This time she snares a King. After this foray, and later a Lord, she decides she needs to retire, referring to herself as “an old Piece of Plate […] tarnished and discolour’d” (p.82).  Her realistic assessment of herself as a created commodity with a shifting market value, and her awareness of its true current earning abilities, has been commented on by several feminist critics, such as Sandra Sherman:

As a whore, a commodity, she expands her wealth fabulously.  Tutored by England’s foremost financier [Sir Robert Clayton] Roxana becomes a construction of the market […] emerging as a site in which Defoe configures the discourse of the market through a woman’s capacity to sustain open-ended narrative.[6]

 
This painting of Sir Robert Clayton by Gainsborough in 1769, when he had just ascended to his Baronetcy.


However, in contrast to the connection Sherman makes between Roxana’s economics and her gender, Paula Backscheider sees Roxana’s use of the market as quintessentially male.  She pays men in sex sometimes “because she had rather part with her body than her money” – which is more valuable to her, as it represents that part of herself and her circumstances which she can keep firmly in her control[7].

Despite her great wealth she still feels insecure, and begins to hanker after titles: an even greater form of material security, in the form of respect and respectability.  Her Dutch merchant reappears and cleverly offers her two titles, one in England and one in Holland, both of which can be bought – saving her from the need to marry into aristocratic blood.  She sees, after this scheme has worked well, that it may now be time to marry again, as she now has enough wealth to even be able to give some up if necessary.  Though she has a genuine affection for the merchant, she has been determined to wait to marry until in a position of financial strength (another bit of advice urged in Defoe’s Compleat English Tradesman).  She comments to herself that if she had allowed herself to marry earlier, “I shou’d not have been half so rich” (p.243).

Critics have been in disagreement over what the many enumerations of Roxana’s wealth signify for her character within the text.  For Dijkstra, who argues that Defoe’s presentation of the couple’s accounts to each other manifests the “true climax” to the novel, it is a way of ignoring the emotional side of her personality – and the consequences this part of her identity suffers by the close of the book.  Hence his eliding of the true ending of the novel; it does not fit with his reading of events[8].  Mona Scheuermann too views the counting of wealth as “among the most joyous [sections] in the book”; however, whilst she acknowledges the able businesswoman in Roxana, she does not pretend to ignore the cost to Roxana of these many calculations[9].  It has been suggested that Roxana hides her true self – whatever that may actually be seen to be – behind the transactions and her enumerations of her wealth.  For example, Madeleine Kahn argues that her ‘disguises’ (the whole ‘Roxana’ identity, when her real name is Susan, as is her daughter’s) and her quest for goods are “act[ing] out this fantasy of the free self in her quest for money”[10].  This is allied with a parallel disregard and denial of her now grown up daughter, who is catching up with her and will spell the end of her compartmentalization of herself.  No longer will she be able to juggle the woman, the wife, the whore, the businesswoman – and “use all of these as a shield against the role of mother” which she gave up at the start of her financial disasters[11].


Influential feminist reading of Roxana - yet to me, incomplete in its portrayal of her

However, it is at this late stage of the book that she undergoes a sea change of attitude.  Though she has already begun to experience (intermittently) a paralysing guilt about the source of her wealth (as discussed earlier in these posts: her “secret Hell within”, p.260), it is not until the pursuit by Susan that she begins to crack under the strain.  Her daughter has been searching for her ever more assiduously, and unlike her other children who have been fobbed off with presents and gifts of security, Susan is determined to have her real mother in the flesh.  Paradoxically, although Roxana entered prostitution in the first place to ensure that her remaining children had some money coming to them and were well provided for, she has been content to view them from a distance – but the child is set on exposing her.  Since Roxana’s financial framework now includes a desperate desire for quiet respectability, she is terrified by this child’s demands – demands that threaten her “Secret History” (p.317).  Thus, her quest for material well-being has become circular.  That is, her movement from poverty to riches may have involved a gradual but marked expansion in her horizons – an expansion quantified in terms of large houses, elaborate foods, expensive trinkets/baubles, and finally, titled friends and gaining a title herself.  Nevertheless, towards the end of the book, Roxana is so fearful of discovery by Susan, that to avoid detection she becomes almost reclusive.  A victim of her own renown, she hides in confinement from “that vexatious Creature, my girl” (p.316).

Thus, towards the end of the book, her life closes her in, no longer bringing her independence from poverty or the snares of others; or any kind of happiness – the child threatens to take from her any kind of security she spent her whole adult life accumulating.  James R. Sutherland postulates a persuasive idea: that all of Roxana’s actions and reactions in this book are pure economics – all must be paid for; there is no free lunch.  That Roxana’s retribution at the hands of Susan is all part of the ‘deal’ she must have known she was making with Providence when she first entered a life of crime, a breaking of the norms of her society by her chosen profession – be that as whore or businesswoman in a man’s world[12].  He argues that towards the end Roxana becomes a novel of retribution.  This is backed by the text itself, with the limp and poignant last paragraph including the lines: “I was brought so low again that my Repentance seem’d only the Consequence of my Misery, as my Misery was of my crime.”  Not only does Roxana’s lifestyle need to be paid for, but it appears that Amy may well have murdered Susan for Roxana’s sake.  Ironically, Roxana entered prostitution to protect her children’s security, and ends up an accessory to murder of her own child to protect her own. 

In this way, Roxana is almost entirely defined and framed by her need for financial security, leading to her pathological need for privacy, causing the fear of exposure by her daughter – thus her destiny has been shaped by herself from the first to last pages of the book.  She has always mistaken monetary security for psychological security.  The punishment (harsh) for this is that she loses all the security she gained: “I fell into a dreadful course of Calamities, and Amy also, the very Reverse of our former Good Days” (pp.329-330).

Maxamilian Novak – a staunch disapprover of Roxana’s moral choices – believes that her predicament is the just consequence of her moral decline; that she has done nothing but compromise after her initial foray into prostitution[13].  However, Novak’s reading fails to recognise the power of Roxana’s financial imperatives.  Her upbringing has made her so fixated on financial matters and their importance to her that virtually any happening of importance in the book – and many of little import at all – are couched within the vernacular of banking or law. Here are three examples out of a huge number of possible instances.

When the Dutch merchant does not insist on their marriage immediately, when he and Roxana meet again in the second half of the book, she expresses her relief in a purely monetary way, ever mindful of obligation and balance, and how debt can be paid:

…Opportunity to discharge the only Obligation that endanger’d me, […] I hop’d he was satisfied I had paid the Debt, by offering myself to be chain’d; but was infinitely Debtor to him another way, for letting me remain free. (p.225)

Indeed, Roxana’s motivations and justifications are ALWAYS couched in financial terms.  Thus when she decided to give a gift to her friend, the Quaker, on her marriage to the Dutch merchant, she does so, but first complains the allowance they settle on her is “a little too much” (despite her own personal riches! [p.250]). She then decides to give the Quaker and Amy some of her plate – but only because she is worried her husband might think she had suspiciously too much…

…he might be apt to wonder what Occasion I cou’d ever have for so much, and for Plate of such a kind too; […] as cost a hundred and twenty pound […] what I gave the Quaker was worth above sixty Pounds […] and yet I had a great deal left for my Husband. (p.254)

Finally, when near the end of the book, she quarrels with Any and sends her away, what she notices foremost is not the lack of her friend; but the absence of her book-keeper: “I had lost my Right-Hand; she was my Steward; […] did all my Business, and without her, indeed, I knew not how to go away” (p.318).  These kinds of examples are telling: they show someone in whom normal human relationships have been almost entirely eroded by an obsession with acquiring (and holding onto) money.

There has been a dual focus at the core of Roxana all the way through the book.  It is undeniable that there are jaunty passages, where Roxana seems very happy with all she has accumulated and achieved.  Critics like Dijkstra, and to a lesser degree the feminist Scheuermann, take their cue from Roxana’s positive appraisal of her life.  Scheuermann makes the vital point that:

Defoe insists in both Moll Flanders and Roxana that a woman’s potential for productive work is limited only by society’s definition of what means for earning money are available to her. […] She is an economically capable human being[14].

But this sunny evaluation is only half the story: the other side of the tale is the chronicling of an obsession for acquiring security and money – an obsession that ignores all cost to human relationships.  Both Dijkstra and Scheuermann are so keen to fit Roxana into a mold of female empowerment; they neglect to count the cost to her of her actions.  To say that Defoe conveys the high cost of Roxana’s economic compulsion is not the same as saying Defoe or the novel condemn her – here, I depart from the more lurid and judgemental bias of Starr, and to an extent, even Richetti.  But Defoe made clear that Roxana’s original motivation of the survival and protection of her children slides chillingly into murdering one of them.

The ending of Roxana is harrowing in its brevity – in one sentence, the vibrant and flamboyant career of Roxana is over (pp.329-330): she loses everything, and is thrown into jail for non payment of a debt, where she repents, tells her tale to a friend, and dies, penniless but strangely harrowed or cleansed.  I wouldn’t say it counts as a repentance novel – a theme still so beloved as a motif today, and whilst much has been made amongst certain critics of her being a Protestant and the famous line of her being a ‘Protestant whore’, as opposed to a Catholic whore, and therefore with less guilt, it has been implied, I think this nod to religion misses much social historical and economic reality, by trying to steal retribution/ repentance as the main theme of the novel. 

Dijkstra makes no mention of this pathetic end, a thorough reversal of fortune for Roxana and Amy; it is left to other critics to note that:

[…] the novel ends without enclosing its disturbing narrative within the commonplace repentance and prosperity theme. Her attempt at self determination can only be purchased at the cost of social and psychological alienation[15].

Novak encapsulates the emotional element of Roxana’s character that Dijkstra and Scheuermann have ignored, when he reminds us that the ending of Roxana is charged “with the kind of raw anguish that the British novel usually avoids”[16].


A Hogarth impression of debtors imprisoned in the Fleet in London, 1757.  Roxana was in an Amsterdam jail, but it would have been as squalid - and more lonesome, as she had no one but a s last minute made friend to visit her as she lay dying; not surrounded by her whole family, as shown here...

The book shows both the cost of ruthless economic conquest, and the socio-economic motivations that a woman can labour under.  In the next novel I examine, Amelia, what happens to the heroine provides a retrospective endorsement of Roxana’s obsession with finances – as it shows what happens within a marriage of that period if the wrong financial choices are made by the party with the most control over them: the male.


[1] Porter, p.186 (see previous post for full book title etc).
[2] In A Polite and Commercial People, 1727-1783, Paul Langford comments on England’s quest to become a ‘Paperwealth’ like Holland – and indicates we were well on the way (Oxford: Clarendon Press, 1998 this edn.), p.568.
[3] Beth Swan, Fictions of Law (Frankfurt: Peter Lang, 1997), p.74.
[4] W. Austin-Flanders, Structures of Experience: History, Society and Personal Life in the Eighteenth Century British Novel (Colombia, South Carolina: University of South Carolina Press, 1984), pp. 58-59.
[5] Dijkstra, p.56.
[6] Sandra Sherman, Finance and Fictionality in the Early Eighteenth Century: Acoounting for Defoe (Cambridge: Cambridge University Press, 1996), pp.157-158.
[7] Paula R. Backscheider, ‘Roxana’, in Critical Essays on Daniel Defoe, ed. Roger D. Lund (New York: G.K. Hall & Co, 1997), p.251.
[8] Dijkstra, p.65.
[9] Mona Scheuermann, Her Bread to Earn: Women, Money and Society from Defoe to Austen (Kentucky: University Press of Kentucky, 1993), p.54.
[10] Madeleine Kahn, Narrative Transvestism: Rhetoric and Gender in the Eighteenth Century English Novel (London: Carroll University Press, 1991), p.75.
[11] Carol Houlihan Flynn, ‘Defoe’s Idea of Conduct: Ideological Fictions and Fictional Reality’, in the Ideology of Conduct: Essays in Literature and the History of Sexuality, ed. Nancy Armstrong and Lennard Tennenhouse (New York and London: Methuen, 1987), pp.73-96 (p.87).
[12] James R. Sutherland, ‘The Conclusion of Roxana’, in Daniel Defoe: A Collection of Critical Essays, ed. Max Byrd (Englewood Cliffs, NJ: Prentice-Hall Inc., 1976), pp.132-143 (p.140-1).
[13] Novak, pp.108, 111, 112-13 (see previous post for full book reference).
[14] Scheuermann, p.13.
[15] Clive T. Probyn, English Fiction of the Eighteenth Century: 1700-1789 (Harlow: Longman, 1987), p.42.
[16] Maximilian Novak, ‘Defoe as an Innovator of Fictional Form’, in The Cambridge Companion to the Eighteenth Century Novel, ed. John Richetti (Cambridge: Cambridge University Press, this edn. 2002), pp.41-72 (p.66).

Saturday, 31 May 2014

Women, Money and Debt in 18th Century Novels - Part 1, Introduction




Looking at the prevailing obsession with money, the getting and managing of it (and what happens when you can’t pay your debts), in eighteenth century English literature – with specific reference to female heroines in Daniel Defoe’s Roxana (1724); Henry Fielding’s Amelia (1751), and Fanny Burney’s Cecilia (1782).

Introduction

I’ve grown up rather bad with money.  It stems from not having much of it as a child, and then reacting unrealistically to credit when I was advanced it as a teen in my first job.  I’ve struggled between what I want, need and using emotional shopping to fill the places of other needs.  I’ve paid debts of others, wantonly borrowed money and not paid it back myself, and suffered from the financial vagaries of partners.  It meant, that when I came to do my MA in eighteenth century English literature, that I did what all my group did – we all, interestingly, picked a subject to examine through literature, that we were obsessed with in our private lives.  I picked money, and women, and debt.  How you imagine through money (which equals choice) that you can be free.  Money can free you – but it can also enslave you. 

Imagine how either of these things would be even moreso true in a less enlightened age.  Go back 200 or 300 years.  When women were still more or less property of men; where their money if middle class or above, was not really their own, unless they were very strong and independent.  If they were working class or just on the cusp of middle class, their choices became visceral and limited quite quickly.  And just like today; who you were with affected your chances in life too – if your husband was bad with money, or your father had not provided for his daughters (Jane Austen of course comes to mind), then you’d find your options extremely limited very quickly.

I re-read my dissertation recently, and whilst it was victim to some necessarily awful yawny academic writing, it did still have some good points to make on the subject of women, money and debt and how these things affected your private and public life – and indeed, if you even managed a public life.  It also had a lot to say about the professed and received opinions of that era on the subject of women and money: socio-cultural background stuff.  I found all this interesting – I hope you will too. (Speaking of yawny awful academic writing, this will be the subject of a soon to be posted Things That Annoy Me post - you need to read some of this post before I post that, or you won't be annoyed enough!)

So I’ve re-written it a touch (only a touch), edited and changed bits.  It’s now a shorter, but hopefully still interesting essay, in several parts that I’ll put up as a continuing series, footnoted for those of you able to run off to a proper university and check stuff if you feel the need (though some of these books are so out of print, or had such small academic runs, they are virtually impossible to find and unheard of since their original publication; or have been republished changed, expanded or shaven, under different titles, or had only bits taken and added to other publications as essays).  Here’s part 1 – the tying it all together Abstract bit.  ‘Abstract’ is another word for the introduction – remember what you were told in school: say what you’re going to say; say it; then say what you said.  Intro, meaty middle, conclusion. 

NB - Whilst you would expect me to make reference to loads of other novels of the age that are also relevant – Defoe’s Moll Flanders (what a woman, she’s on my list of people I wish to be more like); the works of Ann Radcliffe (who had much to say about financially imperilled females behind all that gothic window dressing); Samuel Richardson’s Clarissa would be massively relevant here (rape, kidnap and imprisonment, stealing – one of the best villains in eighteenth century literature, because he is so well rounded, you understand the hell out of him yet still, he cannot be saved), and Henry Fielding’s more famous and rollicking Tom Jones…I won’t be.  I had to confine myself due to strict word limit, to the books I mention in the subject title.  And I’ve not done any extra research for this rewrite – I’ve just Blackberry Juniper’ed it somewhat, and rendered it slightly conversational more than academic (whilst retaining the footnotes). 

Also, I really fancied doing something educational, historical and book based, after all the modern TV and books I’ve been looking at the last year or so.

Lastly – oi!!!, students who found this via searching the net!  Don’t think about nicking this for your uni homework unless you reference me, and drop me a comment to tell me you’ve done so – its mine – blood, sweat and tears wrote the original stuffy dreadful document back in 2004 – I’ve got ownership of the original doc lodged with the Open University and I’ve left enough of the original intact that plagiarism will be noted across any national databases, as well as the footnotes pattern!  Beware! 

ABSTRACT – how the issues are relevant to Roxana, Amelia and Cecilia

The economy and social order in what was not quite yet the United Kingdom as we know it today, were in transition in the eighteenth century.  Each of the heroines of the 3 books engages with the new economic realities of credit and debt, business and charity: all of which were changed by the emergent market economy.  I’ll show you their experiences through abandonment, marriage and singlehood – noting that each woman experiences an absolute dependency on the issue of whether their fate and their personal finances are theirs to control.  In this context, money is THE issue for each woman, despite differing circumstances.

Roxana is shown to be vastly successful financially but to pay a terrible personal cost.  Adrift from her class and gender moorings as a result of being abandoned by her husband, and with several children to support, she is catapulted through dire need into a decision to become a prostitute.  This leads her to a discovery that she is extremely adept at managing and increasing her money.  She confuses this success with happiness for a while, but gradually slides into increasing personal ruthlessness; leading to her to collude in the possible murder of one of her own children (there’s a reason for that, its not just a cut throat decision).  The growth of the market economy and its harsh effect on females (for this activity is societally designated male) who try to take part in its more lucrative aspects is sadly shown by the eventual fate of Roxana.

The market economy brought with it possibilities both for incredible wealth – and serious debt.  Amelia is the wife of hapless ex-soldier Booth, who is unable to manage his family’s money at all.  The effects on Amelia, as a conduct-book perfect example of what a wife was considered to be at the time, are serious.  Booth is imprisoned several times, for debt, leaving Amelia at the mercy of self-serving and rapacious ‘friends’.  The corrupt public sphere, which Amelia is eventually forced to enter, is a dangerous place for a woman – she is unprotected by a man, and consequently, her presence can be (and is) misinterpreted to her detriment.  Amelia ventures out from the private sphere only once in any real way, and despite a vital action that saves both the family’s financial future and takes control of her own presentation as the Ideal Wife, she retreats again immediately, content with her small gains.

Cecilia fights a terrible battle to remain exactly where she is to begin with (a single heiress with modest dreams of philanthropy), and fails badly.  Though she begins an heiress, this apparent advantage does nothing to guarantee her any form of meaningful autonomy and control of her life – or her finances.  She is plagued throughout the book, by debts entered into as acts of mercy toward others; which skew her original philanthropic monetary intentions.  At the same time, she is pursued by both fortune hunters and her own guardians – all of whom are convinced the she (as the repository of her fortune) should be under their (male) control.  She is seen as a vehicle for the ambitions of men, and despite her common sense and good nature, is eventually stripped of her entire fortune and left as an adjunct to a male: just a wife, no money, no personal choice or independence.

I’ll show you that love entanglements complicate each of these women’s financial fate, linking to the prevailing doctrine of the time for private and public spheres – and which gender should be in each.  I conclude that money is part of a wider discourse of female negotiation of their culturally assigned zones[1].  Its use and manipulation is part of an attempt to free themselves from class and gender signifiers.  However, this transition to more freedom for women was underway, but by no means established as anything remotely the norm – these novels show a public attitude in both of the men that wrote, and the female that experienced, of what happens when you push out from the private (home) to the public (work and commerce) sphere.  It’s dangerous.  Many women lost everything.

***
“Money, like the weather,” suggests period historian Edward Copeland, “is the one topic of which every novel [of the 18th century] has an opinion.”[2] Its true, I did find, from my extensive reading of 18th century novels, that matters of personal finance relating especially to female principal protagonists was rife – much moreso than about even 50 years previous. 

I decided to use the 3 novels noted (Roxana, Amelia, Cecilia) because I think they show detailed representations of financial concerns running the course of the century: from early, to middle, to late, respectively.  Each of the 3 novels relentlessly defines its heroine in financial terms.  The vagaries of their finances test their limits and create their future fate. 

Let’s examine the growth of the market economy in the 18th century more – it’s key here (and will be discussed in depth in the Roxana section – coming up next post in this series).  Andrew Varney believes that this was the single largest factor affecting presentation of characters in fiction written in this period, with Daniel Defoe at the vanguard of showing protagonists “negotiating their lives in the flux of money transitions and exchanges”.[3]  Defoe chose to engage his fiction with these realities, creating Roxana as a heroine in a pivotal moment in history: an economic individualist, a wife, a mother, a prostitute. I’ll explain in her section how she deals with these conflicting roles (mostly by sublimating that of mother, as it conflicts the most with the rest).  I’ll show also how she amasses great wealth on her psychological journey.  And that though she is completely driven by financial imperatives, she suffers from increasing qualms, paranoia, and a lack of ability to engage in personal relationships of any depth.  Varney notes that this “new culture of cash, credit and investment business” was a form of “social disordering” – especially for women.[4]  The clash of roles becomes too great for her: leading to the likely murder of one of her own children, who nearly exposes her earlier job as prostitute.  Finally she is brought low again – and whilst from the way he tells her story, I do not think Defoe meant this ending to condemn her, I think it does serve as a reminder of what could happen to an enterprising and clever female who pushes the bounds of the then male world too far.  He couldn’t let her not suffer for her actions…

Amelia is an altogether different kind of heroine.  Much put upon by her feckless husband, though an idealised loving wife.  The novel is essentially the story of Amelia’s married life, and concerns her family’s fall into debt and increasing penury.  Her husband is repeatedly imprisoned in debtor’s gaol, witnessing “phantasmagoric sequence[s] of judicial malpractice and criminal misery”.[5] The scenes of Amelia trying to cope frugally, alone – and those of Booth, discovering that prison life can be very expensive, are analysed in depth, showing the complete control of money issues over the life of the couple.  In addition, in his periods of freedom, Amelia is practically held ransom by her husband’s inability to manage money at all.  In the end, it does fall to her to save the family from poverty and the snares of their so-called friends.  Her subsequent retiring to the country, gratefully and quietly, feels contrived by the author – and has been noted as such by several critics and commentators.  James Thompson observes that if all writers in the eighteenth century, Fielding most consistently “imagined domestic space as a haven in a heartless world”, adding that he rigorously places “disturbing or disruptive matters such as politics, money, property [and] wage labour” as “nondomestic and disposed of elsewhere”.[6] I’ll examine how Fielding suggests the corruption of ‘elsewhere’ may be dealt with: unearthing ambiguous results.  The danger of the city environment compared with the country, is highlighted (another social norm of the time, idealising the country and its ‘traditional values’ over the newer town and its temptations and degradations).  This makes the removal of the Booths to the country a necessity for long-term happiness and financial security – that would seem normal to the readers of the time, those accepting the status quo, and Fielding seems to have felt secure in himself that this was the ‘right’ ending for Amelia.

Whilst Amelia’s problems are at base caused by a lack of money, Cecilia’s are caused by an excess of it.  Catherine Keohane notes the reason:  “Cecilia struggles to meet her social duties – struggling not for a lack of means, but due to complications induced by the normalization of debtedness”.[7] 

Does that ring a 21st century bell for anyone…?? The debt system as we know it now: loans, debt collectors, bailiffs, debts being sold on to other people etc – has existed since early Elizabethan times – but debt as our age really knows it, came into its own in the eighteenth century.  Only with the ending of debtors’ prisons in the late Victorian era, though they persisted in one form or other by other names into the early 20th century; did things materially change.  But other than debtors prison, even comfortable middle class families were no stranger to debt and the debt system, from the earliest eighteenth century.

Cecilia is completely concerned with financial issues, namely debt, charity and inheritance complications (this last later echoed in Dicken’s wonderful overkill on the subject, Bleak House of 1853).  Cecilia is an extremely rich heiress.  However, in order to marry, she must find a husband willing to accept her maiden name or she loses all her fortune (fiendish).  Whilst the premise sounds a little reminiscent of a fairy tale, the events that overcome Cecilia end up more like nightmare.  She is surrounded by rapacious characters in a dangerous urban environment.  She cannot trust even those supposed to be her guardians.  She loses an entire section of her fortune in misguided attempts to help others by paying their debts.  Her attempts at controlling her own money are repeatedly frustrated, resulting in more and more of it being spent, until on her marriage – to an impoverished aristocrat who refuses to give up his name – she loses what remains.  Emotional strain of all the conflicting demands and lack of control over her own fate, despite much striving, causes her to have a breakdown.  The aftermath of this seems to leave her shrunken somehow, in both aspirations and lifestyle – and in an echo of Defoe’s consignment of Roxana to irreversible poverty, Cecilia is left in a quiet world of broken dreams and conventionality.  Margaret Anne Doody, an eminent Burney scholar, believes the crux of the novel is the heroine’s “confrontation of the problem of when and how she should act for herself”[8], and that this is deliberately left unresolved.  I would agree.

Issues of independence from the private sphere and from male financial control unite all 3 novels.  While Roxana becomes a mistress of speculative investment, both Amelia and Cecilia suffer the consequences of credit and debt – though it can be argued Roxana pays for her skill in lump-sum, at the close of the book.  The lives of all 3 women are entirely dictated by the conflict between the choices they made in love, and the harsh realities of financial necessity.  Copeland puts it succinctly: “the economic lives of women in the novels emerge as part of a general picture of women’s economic disability”[9].  The ways they deal with these conflicts provides the meat for analysis, as each woman has differing circumstances. 

However, I hope to show they all share a common financial burden: though all strive for control, only the heroine that willingly relinquishes it – Amelia – really has any long term success and actual happiness within her marriage: in the eighteenth century, it seems authors were not yet able to allow their heroines to have both love and personal financial control.  That battle continued to be fought through the nineteenth century.

***
Next part of this series: Roxana and the Culture of Trade – “Expert in it, as any She-Merchant”…Next month sometime, this will come.  Hope you found the introductory section useful, history and lit lovers.


[1] Don’t you just love that sentence?  It does make sense but you have to read it twice.  That’s academic writing for you! And just the sort of thing I'll be talking about in my Things That Annoy Me upcoming post!
[2] Edward Copeland, Women Writing About Money: Women’s Fiction in England, 1790-1820 (Cambridge: Cambridge University Press, 1995), p.7.
[3] Andrew Varney, Eighteenth Century Writers in Their World (Basingstoke: Macmillan Press, 1999), pp.65, 68.
[4] Varney, p.68.
[5] Claude Rawson, ‘Henry Fielding,’ in the Cambridge Companion to Eighteenth Century Fiction, ed. John Richetti (Cambridge: Cambridge University Press, 1996), pp.120-152 (p.126).
[6] James Thompson, Models of Value: Eighteenth Century Political Economy and the Novel (Durham and London: Duke University Press, 1996), p.22.
[7] Catherine Keohane, ‘“Too Neat For A Beggar”: Charity and Debt in Burney’s Cecilia’, in Studies in the Novel, 33 (2001), pp.379-401 (p.380).
[8] Margaret Anne Doody, Frances Burney: The Life in the Works (New Brunswick, New Jersey: Rutgers University Press, 1988), p.113.
[9] Copeland, p.1.